Cheap Remortgages

The self-cert mortgage product was specifically designed for the borrower who can not provide accountancy evidence to confirm what their annual income may be. Therefore, the mortgage lender has to make a decision on whether to provide the mortgage product or not through their confidence in the borrower’s ability to meet the repayments proposed with the mortgage.

Top 10 results for Self-cert Mortgages:

Considering that most mortgages are only approved after the borrower produces three years of payslips, this is clearly a mortgage product that is the final option for many self-employed people. Also those that have jobs that rely heavily on commission and bonuses will most probably have to take this opportunity as their irregularity in salary will eliminate them from the more conventional mortgage.